Buy Homes With No Money Down

can you buy a home with no money down?

i have a credit score of 715 – i make 65,000.00 a yr – i have to live in phila., pa, because of my job (i cannot live in surrounding areas unfornately). i would like to know can i buy a home with no money down and if so how would i go about this. i am interested in getting a home in the price range of 125,000.00 to 175,000.00

It is possible to get a 100% loan on a house. But keep these things in mind: You likely will have to pay a higher interest rate, buy private mortgage insurance (borrowers usually pay 20% of a home’s value to avoid this) and make bigger monthly mortgage payments. No money down” loans are risky because you are starting off with no equity in the property. So if the value of the property goes down, you find yourself “upside down” — that is, owing more than the property is worth. In a cooling real estate market, the risks are high. Also, keep in mind that you will need money for closing costs, an inspection, etc.

How To Buy a Home

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